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| 正面铭文 | POST OFFICE 7 YEAR NATIONAL SAVINGS CERTIFICATE NOT TRANSFERABLE EXCEPT WITH THE PERMISSION OF THE COMPETENT POSTAL AUTHORITY 50 FIFTY RUPEES 7NS/ 50 RUPEES FIFTY RUPEES This is to certify that XXXXXXXXXX is registered at the XXXXXXXXX Post Office as the holder of the Post Office 7 Year National Savings Certificate, issued in accordance with the terms of the Notification specified on the reverse, and subject to the Application of the Purchaser which shall be the basis of this Contract. The Government of India undertake to pay to him, on presentation of this Certificate at the aforesaid Post Office on or after the XXXXXXXXX this Certificate or at any earlier date the sum not exceeding Rs. /- specified on the reverse of this Certificate as due on such date. Post Office Date of Issue Register No. POST-OFFICE Postmaster. |
| 背面描述 | Blue letterpress reverse headed "RECEIPT ON DISCHARGE" with "1949 ISSUE" in a box at upper left. A table of maturity values for the 7-year certificate is printed on the left half, listing accrued sums from one to seven years. The right panel provides spaces for the received payment amount, date, and signature or thumb impression of the holder, with a note advising retention of the serial number. |
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National Savings Certificates were introduced in India under British administration and continued uninterrupted after independence in August 1947 — this 1948 issue was among the earliest instruments issued under the sovereign Government of India rather than the Crown. The Post Office network, which already had deep rural penetration, served as the distribution backbone precisely because commercial banks did not. Savings mobilization in the immediate post-partition economy was a genuine fiscal priority, not a formality.
The seven-year maturity term was deliberate — long enough to lock capital into government coffers through the critical first years of the republic's development planning cycle.