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50 Roubles Zhytomyr - United Bank

Issuer United Bank, Zhytomyr Branch (Соединенный Банк, Житомирское Отделение)
Year 1918
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Currency Rouble (1917-1924)
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Obverse description Bearer cheque format printed in black on plain paper, issued by the State Bank (Государственный Банк) with the Zhytomyr Branch of the United Bank as co-issuer. The face carries a handwritten date of 26 March 1918 and bears the denomination '50' in the upper right, with the written amount пятьдесят рублей (fifty roubles) in large Cyrillic script across the lower portion. A vertical side panel along the left margin repeats the validity notice in Cyrillic letterpress, and a rectangular stamp overlay reads Казначейство (Treasury).
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Reverse description Plain paper reverse printed in black letterpress with a multi-line Cyrillic text block stating the conditions of validity: the cheque remains valid after ten days and is subject to exchange for cash banknotes at the Zhytomyr Branch of the State Bank; it is accepted for all payments and forgery is prosecuted by law. The text concludes with the issuing authority, Житомирское Отделение Государственнаго Банка, followed by two manuscript signatures for the Управляющий (Manager) and Контролер (Controller).
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Comments

Zhytomyr in 1918 was a city passing through multiple occupations — German, then Ukrainian People's Republic, then Soviet — and local institutions issued their own scrip partly out of necessity and partly to assert administrative presence. The United Bank's Zhytomyr branch was one of several commercial banks that resorted to emergency notes when the collapse of the imperial rouble system left virtually no small-denomination currency in circulation.

Pick S364A sits within a broader category of Ukrainian private and municipal issues from 1918 that remain difficult to attribute precisely, as surviving documentation from issuing branches was largely destroyed during subsequent Soviet consolidation of the banking sector.

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