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| 正面铭文 | Buchhandlung Alfred Adolph Tarnowitz Ein Haus ohne Bücher ist wie ein Zimmer ohne Fenster. Schenke Bücher! Einlösung erfolgt jeder Zeit. Gut für 50 Pfennig |
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| 背面铭文 | 50 ℳ Tarnowitz ℳ/s 50 ℳ Graph. Kunst-Anst. v. Louis Koch, Halberstadt |
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Tarnowitz — now Tarnowskie Góry in southern Poland — was a Silesian mining town, and like hundreds of German municipalities and local businesses during 1914–1923, its merchants issued their own emergency scrip when small-denomination coinage vanished from circulation. This note is a piece of commercial Notgeld, issued by a bookseller rather than a municipal authority — a private business filling a gap the Reichsbank and local governments couldn't always reach.
Ludwig Koch's Halberstadt print shop handled a large volume of such commissions across northern and central Germany. The separation between printer and issuer here is worth noting: Tarnowitz is Upper Silesia, roughly 400 kilometers from Halberstadt.