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| 背面描述 | The reverse is printed in dark navy blue on a warm yellow ground, enclosed within a double-rule border. A large woodcut-style bust portrait of an elderly military officer in full dress uniform, decorated with epaulettes and orders, occupies the central field; an artist's signature 'Gr. Molls' is inscribed in the lower left of the vignette. Below the portrait, within a plain panel, a bold blackletter caption is set across the full width of the note. |
| 背面铭文 | Erst wägen, dann wagen! |
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Geestemünde was absorbed into the newly created city of Bremerhaven in 1924, which means the Städtische Sparkasse that issued this note ceased to exist as an independent institution within just a few years of printing it. German municipal savings banks had limited authority to issue emergency currency — Notgeld — during the postwar inflation period, and the 1920 date places this squarely in the transitional phase before hyperinflation made small-denomination Notgeld entirely obsolete.
Franz Scherrer in Hannover was a mid-tier provincial printer responsible for a significant volume of municipal Notgeld across Lower Saxony. Not a prestige commission.