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| 正面描述 | The obverse is printed in dark burgundy and sage green on cream paper, with a richly decorated border composed of stylized foliate and architectural motifs in green letterpress. A large lobed cartouche in burgundy occupies the centre, within which the motto 'Sparschaft bringt Barschaft' is rendered in bold blackletter script; the denomination '50' and 'Pf' appear in green to either side. An arc of Gothic script at the top of the cartouche reads '100 Jahre Städt. Sparkasse Glatz', flanked by the anniversary years '1821' and '1921' in the upper corners. |
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| 正面铭文 | 100 Jahre Städt. Sparkasse Glatz. Sparschaft bringt Barschaft. 50 Pf. 1821 - 1921 |
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Glatz — today Kłodzko in southwestern Poland — was still firmly within the German Reich in 1921, part of the Prussian province of Silesia. This note was issued under the Notgeld system, the sprawling municipal emergency currency that proliferated across Germany and Austria following the acute small-change shortage of the postwar years. Local savings banks were among the more conservative issuers; Städtische Sparkasse Glatz produced functional currency rather than the collectible-oriented "Serienscheine" that many towns printed primarily to sell to hobbyists.
Printed locally by L. Schirmer, a Glatz firm, keeping production costs and logistics within the municipality.