50 Pfennig Kreissparkasse

正面描述	The obverse is printed in dark brown on yellowish paper, framed by a decorative border of stylised foliage and dotted rules. A diamond-shaped vignette at the top centre carries the denomination '50 Pfennig' in bold letterpress, flanked by the numeral '50' in the lower corners. The central text reads 'Gutschein / Kreissparkasse / Lüchow' in Gothic blackletter script above a serial number, with the validity inscription 'Gültig bis 1. Januar 1922' along the lower margin.
正面铭文	50 Pfennig Gutschein Kreissparkasse Lüchow Gültig bis 1. Januar 1922
背面描述	The reverse is printed in dark brown on yellowish paper within a decorative border of foliage and scrollwork corner ornaments. The numeral '50' appears in a circular guilloche at the top centre, below which a rural vignette occupies the full width, showing a farmer ploughing a field with a horse-drawn plough, a town skyline with a tower visible in the background. The composition is executed in a simple woodcut-style illustration typical of German Notgeld issues.
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