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50 Pfennig Kreissparkasse
| Issuer | Kreissparkasse Lüchow |
|---|---|
| Year | |
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| In circulation to | 1 January 1922 |
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| Obverse description | The obverse is printed in dark brown on yellowish paper, framed by a decorative border of stylised foliage and dotted rules. A diamond-shaped vignette at the top centre carries the denomination '50 Pfennig' in bold letterpress, flanked by the numeral '50' in the lower corners. The central text reads 'Gutschein / Kreissparkasse / Lüchow' in Gothic blackletter script above a serial number, with the validity inscription 'Gültig bis 1. Januar 1922' along the lower margin. |
|---|---|
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| Reverse description | The reverse is printed in dark brown on yellowish paper within a decorative border of foliage and scrollwork corner ornaments. The numeral '50' appears in a circular guilloche at the top centre, below which a rural vignette occupies the full width, showing a farmer ploughing a field with a horse-drawn plough, a town skyline with a tower visible in the background. The composition is executed in a simple woodcut-style illustration typical of German Notgeld issues. |
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| Comments |
Kreissparkasse Lüchow was the savings institution of Lüchow district, a rural administrative unit in what is now the Wendland region of Lower Saxony. Notes of this size and denomination belong to the vast wave of Kleingeldersatz — small-change substitutes — issued by municipal and district-level institutions across Germany during the acute coin shortage of 1916–1922, when metal was either requisitioned for the war effort or hoarded by the public.
District savings banks like this one had no formal note-issuing authority under normal circumstances. The emergency gave them cover.