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50 Pfennig Handelskammer

Issuer Handelskammer Mönchengladbach (Chamber of Commerce)
Year 1917
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Printer Hermann Schött A.G., Rheydt, Germany
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Obverse description Brown-toned notgeld gutschein with a central large numeral '50' within an ornate guilloche cartouche, flanked by two allegorical vignettes: a female figure to the left holding a book or tablet, and a male artisan figure to the right with a wheel or mechanical implement, both rendered in a letterpress style. The header reads 'HANDELSKAMMER' in a decorative banner, below which 'GUTSCHEIN ÜBER' and 'PFENNIG' appear in bold serif type. The lower portion carries a block of text in German italic script detailing the conditions of acceptance, dated 'M.Gladbach, den 1. Mai 1917', with two manuscript signatures to the lower right above the imprint 'SCHÖTT A.G. RHEYDT.'
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Reverse description The reverse presents a detailed cartographic vignette of the Handelskammerbezirk M.Gladbach district, with road and rail networks linking the constituent towns and municipalities. The map is framed within an elaborate guilloche border with foliate corner ornaments. Surrounding the central map, the names of all member communities of the chamber district are listed in letterpress typography on both the left and right margins.
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Comments

Mönchengladbach's Chamber of Commerce issued this note in 1917 as part of the broader Notgeld wave that flooded German municipal and commercial institutions once the Reichsbank could no longer keep fractional coinage in circulation — wartime metal demands had stripped pfennig coins from everyday commerce almost entirely. The Chamber was acting as a surrogate issuer for local trade, a role it had no permanent legal basis to fill.

Hermann Schött A.G. in nearby Rheydt handled the printing — a short-run local job, not a national contract. Notes from commercial chamber issuers in this district tend to surface in better condition than municipal equivalents, likely because merchants held them briefly rather than passing them through heavy daily retail use.

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