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| 表面の説明 | The obverse is divided into a structured letterpress layout with a red and black colour scheme on cream paper. The header panel carries the issuer inscription in Gothic script with the city name BELGARD in large red capitals, flanked by denomination cartouches reading '50' at left and 'Pfg' at right. The central vignette presents the elaborately rendered coat of arms of Belgard, a heraldic shield with a griffin above and a rampant lion below, set within baroque scrollwork, with a text panel at lower centre reading 'Belgaard'; to the left a six-line payment instruction in Gothic script and to the right the denomination spelled out as 'Fünfzig Pfennige'; the serial number and account designation 'Konto L' appear in the lower corners, with the printer's imprint 'FLEMMING-WISKOTT-A.G.GLOBAU' at the foot. |
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| 表面の銘文 | Die Sparkasse der Stadt BELGARD 50 Pfg Zahle gegen diesen Schein aus meinem Guthaben an den Inhaber Belgaard Fünfzig Pfennige Konto L FLEMMING-WISKOTT-A.G.GLOBAU |
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Belgard — now Białogard in northwestern Poland — was a mid-sized Pomeranian town whose municipal savings bank, the Sparkasse, issued emergency paper currency during the notgeld period of the First World War. These small-denomination issues emerged when metallic coin vanished from everyday commerce, hoarded by the public and absorbed by wartime metal drives. The Sparkasse issues were purely local instruments, accepted within the town and its immediate surroundings, not redeemable at any distance.
Carl Flemming & T. C. Wiskott in Glogau — itself now Głogów — handled a large volume of Pomeranian and Silesian notgeld printing. The Glogau imprint appears on dozens of comparable municipal issues from the same period.