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| 正面描述 | The obverse is printed in orange, black, and olive tones, with the denomination '50 PFG' in large red letterpress numerals at upper left and right, flanking the arched inscription 'BAD-NEUENAHR' over a central vignette of the municipal coat of arms — a black eagle on a golden shield encircled by a laurel wreath, set against a blue-striped background. To the lower left appears a diamond-shaped monogram cartouche with the initials 'BN', while to the right a panel states the expiry clause 'Dieser Scheck verliert seine Gültigkeit am 31. Dezbr. 1922'; the lower margin carries the payment legend in Gothic script, the issue date 'Neuenahr, 1. März 1922', the series and check number, the issuing authority 'Die Kurdirektion', and a manuscript signature. |
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| 背面铭文 | 50 PFG Vulkanus schafft in heißem Mühn Die Eifelberge Feuer sprühn. |
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Bad Neuenahr was a spa town in the Rhineland whose Kurdirektion — the administrative body managing the resort and mineral baths — issued notgeld during the early 1920s inflation crisis when small-denomination Reichsmark coinage had effectively vanished from circulation. The Bank-Abteilung designation indicates this was issued through a banking subdivision of the resort authority rather than a municipal government or savings institution, an arrangement more common among commercial resort operations than among ordinary German towns.
Rhineland notgeld from 1922 is complicated by the French occupation of the region following Versailles. Some issues from this area circulated alongside occupation currency, though local small-change scrip generally ran on a parallel track.