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| 正面描述 | Plain cream paper Gutschein (emergency note) with a central vertical blue geometric lattice underprint band running the full height of the note. The serial number appears in a ruled box at upper left alongside the denomination box "50 Pfg." at upper right, both framed in blue guilloche-style borders. The issuer's name in bold Gothic script occupies the upper centre, below which the payment clause text and denomination "Fünfzig Pfg." are set in letterpress; a circular violet official seal of the Sparkasse der Stadt Wattenscheid with a standing figure is struck at lower left, accompanied by a violet rubber-stamp legend and two manuscript authorisation signatures at lower right, dated Wattenscheid, den 10. August 1914. |
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| 防伪描述 | Circular violet handstamp of the Sparkasse der Stadt Wattenscheid with a standing figural device at centre, applied to the obverse to validate the note together with two manuscript signatures as required by the printed validity clause. |
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Wattenscheid's municipal savings bank — the Sparkasse der Stadt Wattenscheid — issued this note in 1914 as part of the emergency small-change flood that swept German municipalities in the weeks following the outbreak of war. The hoarding of metal coins was immediate and severe; by late July and August 1914, silver and copper had effectively vanished from everyday commerce across the Reich. Local authorities, savings banks, and even private firms scrambled to fill the gap before the Reichsbank could respond with official Darlehenskassenscheine.
Wattenscheid at this date was an independent industrial city in Westphalia, not yet absorbed into Bochum — that annexation came only in 1975.