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| 正面描述 | The obverse carries a central vignette of the Verden (Aller) townscape with the cathedral and surrounding rooftops rendered in multicolour letterpress, flanked on each side by white panels bearing the denomination numeral '50' above the legend 'Fünfzig Pfennig' in Gothic blackletter script. Below the townscape vignette, the city's coat of arms — a red shield bearing a mitred bishop figure above a black cross — is set against ornate scrollwork. The lower field contains the payment obligation text in two columns, the issuing date, and a manuscript signature of Der Magistrat, with the serial number printed at lower left; the printer's imprint 'DRUCK: J.A. SCHWARZ, LINDENBERG I/ALLGÄU' appears below the border. |
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| 背面铭文 | Wie ehedem zu Verden die Wucherer und Schieber bestrafet wurden. Wat is denn dat da förrn Theater? De Lue freit sick all wie dull. De Schiebers drinkt hüt Allerwater, Ans kriegts den Hals ja doch nich full. W.A. |
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Verden an der Aller is a small cathedral town in Lower Saxony, and its municipal savings bank — the Sparkasse der Stadt Verden — issued this note during the acute small-change shortage that paralysed German retail commerce throughout 1921. The Reichsbank simply could not produce subsidiary coinage fast enough to keep pace with inflation, and thousands of municipalities, savings banks, and private firms stepped in with their own Kleingeldersatz, this being one of them.
J. Adolf Schwarz in Lindenberg im Allgäu was a specialist in exactly this kind of small-run municipal emergency paper, handling orders from issuers across Germany during the Notgeld boom. The firm's output was technically competent but modest in ambition — workmanlike rather than decorative.