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| 正面描述 | The obverse is printed in brown, red, and teal on tan paper, with the issuer's name "Stadt Dingolfing" in bold Gothic script across the top within a ruled border with red line accents. A central octagonal vignette carries the denomination numeral "50" in large teal figures with a penwork flourish beneath, flanked on either side by elaborately rendered allegorical figures — male figures bearing cornucopiae and entwined with serpents — rendered in a woodcut-style technique against a red stippled ground. Below the central vignette, a text panel states the redemption deadline, the issuing authority in red script, the date "1. Okt. 20." at lower left, a manuscript signature at centre, and a serial number at lower right; the printer's imprint "Druck A. Schwarz, Lindenberg i.A." appears at the very foot of the note. |
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| 正面铭文 | Stadt Dingolfing 50 Letzte Einlösungsfrist: 1 Monat nach Aufruf Stadtrat Dingolfing 1. Okt. 20. DRUCK A. SCHWARZ, LINDENBERG I.A. |
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Dingolfing in 1920 was a small Bavarian market town of no particular monetary significance — which is precisely why notes like this exist. The postwar coin shortage across Germany prompted thousands of municipalities, cooperatives, and local businesses to issue their own small-denomination Notgeld, filling a gap that the Reichsbank simply couldn't address at the local level fast enough. A. Schwarz of Lindenberg im Allgäu was one of the regional printers who made a commercial business of supplying these runs, handling design and production for multiple Bavarian issuers simultaneously.
R. Gothe's designer credit suggests a commissioned rather than in-house design — worth noting for attribution purposes, as Gothe's name appears on a number of Schwarz-printed issues from this period.