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| 背面描述 | Salmon-toned note with a broad dark teal border carrying Low German text in Gothic script along all four margins. The central vignette presents a woodcut-style view of a prominent church tower with a domed cupola, set against a colonnade of tall arches and flanked by rounded deciduous trees and low civic buildings, all rendered in teal. The dates '1870' and '1920' appear at the lower left and right of the vignette respectively, with 'Neumünster' inscribed centrally at the base, commemorating the town's 50th anniversary. |
| 背面铭文 | Achtenhundert sobenti dör sötti Jahr is Nie- münster Stadt worn 1870 Neumünster 1920 |
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Neumünster's 1920 Notgeld issue came at the height of Germany's small-change crisis, when coin metal was being hoarded and the Reichsbank couldn't keep subsidiary denominations in circulation fast enough. Municipalities across Schleswig-Holstein — Neumünster among them — printed their own emergency pfennig notes rather than wait for central relief that was perpetually delayed. The city had particular reason for economic anxiety: the postwar textile and leather industries that defined the local economy were contracting sharply.
Neumünster printed its own Notgeld in-house rather than contracting an outside firm, which is why production quality across the series is uneven.