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| 正面描述 | Blue-grey note with a bold decorative typeset composition on a plain ground. The issuing authority legend arches across the top, flanked by two large white five-pointed stars, above a large stylised numeral '50' with serrated internal detailing. The denomination 'PFENNIG' is set in heavy block lettering across the lower centre, below which a handwritten text clause names the Städtische Sparkasse Andernach as guarantor, dated 1. April 1920 and countersigned by the Bürgermeister. |
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| 背面铭文 | Gottes gnad und allmacht 50 Schütze dich Stadt Andernach |
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Andernach's 1920 Notgeld issue belongs to the dense wave of municipal emergency currency that flooded the Rhineland following World War I — a region then under Allied occupation, its economy strangled by reparations and rampant coin hoarding. Cities of Andernach's modest size were effectively forced to print their own fractional currency because Reichsbank coin simply wasn't returning to circulation.
The DeNG reference suffix ".1-3/3" indicates three known serial or color variants within this type, a common feature of Rhineland Notgeld where local printers often ran successive batches with minor typographic or tint differences as demand continued longer than originally anticipated.