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| 正面描述 | Printed in red-orange on cream paper, the obverse carries the place name 'Lochen' in large decorative blackletter script across the upper central panel. The central vignette presents a panoramic landscape view of the town of Lochen, with a church steeple rising above clustered buildings set against rolling hills and a billowing cloudscape, rendered in fine line engraving. Flanking the vignette on both left and right are ornamental panels with Art Nouveau spiral and scroll motifs, while the denomination numeral '50' appears in bold at the lower left and lower right corners; the designer's name 'Sepp Auer' is inscribed in small letters at the bottom margin. |
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| 背面铭文 | h 50 h DIESER GUTSCHEIN WIRD BIS 31. DEZEMBER 1920 IN GESETZ L. GH. BARGE LD EINGELOST. GEMDR. ANGLBERGER. Druck von J. Moser, Braunau am Inn. |
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Austrian municipal notgeld from the immediate postwar inflation period, when towns across Upper Austria were forced to issue their own fractional currency to compensate for the chronic shortage of small-denomination coins. Lochen — a minor commune in the Innviertel district — had this note produced locally by J. Moser in Braunau am Inn, about twelve kilometers away. The designer, Sepp Auer, was a regional artist whose name appears on several Innviertel notgeld issues from this period.
The 1920 dating places this squarely in the second wave of Austrian notgeld production, after the collapse of the Habsburg monetary system and before the catastrophic hyperinflation of 1921–1922 rendered such heller-denomination scrip worthless almost overnight.