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| 背面描述 | The reverse is printed in dark rose-red on plain cream paper and is entirely typographic in character. A simple double-rule rectangular border frames a redemption text in Gothic script, with an anti-counterfeiting warning in spaced Gothic lettering below. The printer's imprint 'M. Engel & Söhne, Wien, VII.' appears in small roman type at the bottom margin outside the border. |
| 背面铭文 | Die Marktgemeinde Kreuzen haftet für die Verbindlichkeit, diesen Schein vier Wochen nach Veröffentlichung in gesetzlichem Bargeld einzulösen. Nachahmung wird bestraft. M. Engel & Söhne, Wien, VII. |
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Kreuzen is a small market town in Upper Austria, and like hundreds of similarly sized municipalities, it issued its own emergency small change during the postwar Heller shortage of 1920. These Notgeld issues were a direct consequence of coin hoarding and metal shortages that began during the First World War and persisted well into the early Republic — by 1920, the Austrian state had effectively ceded small-denomination currency production to anyone willing to print it.
M. Engel & Söhne handled a substantial volume of municipal Notgeld commissions out of Vienna, which accounts for the consistent print quality across what were otherwise purely local instruments. Kreuzen's issue is unexceptional within the series — its interest lies in the phenomenon, not the note.