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| 正面描述 | At left, a large allegorical vignette of a seated woman accompanied by a cherub. Center bears a curved inscription reading LYONS BANK above a vignette of two men plowing a field with a horse. Two small circular floral medallions each containing the numeral 50 flank a larger central medallion with the numeral 50. Two small green ornamental circular devices appear at the lower portion of the note. At right, a horizontal inscription reads M.S. & H.J. LEACH, LYONS, N.Y. |
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| 背面描述 | The reverse is dominated by a large central green geometric guilloche spiral motif bearing an inscription within. Two smaller ornamental medallions each containing the numeral 50 are positioned to the left and right of the central device. |
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Lyons Bank was a New York State-chartered institution operating out of Lyons, Wayne County. The 1862 date places this note squarely in the early Civil War period, when small-denomination fractional currency was vanishing from circulation almost overnight — hoarding of silver coins was severe enough that many private banks and merchants resorted to issuing their own low-value scrip to make change at all.
Henry Seibert & Bros of New York were a mid-tier commercial printer handling a range of mercantile and banking work during this period, not one of the major security printers. The Kappen reference situates this within the obsolete banknote series for New York State issuers.