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50 Centavos Oro Legal
| Issuer | Banco de Caldas |
|---|---|
| Year | |
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| Printer | American Bank Note Company |
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| Obverse description | Intaglio-printed note in black and green with red overprint. At left, an oval portrait vignette of a gentleman in early 19th-century attire. Central text area carries the denomination in large numerals and the legend CINCUENTA CENTAVOS ORO LEGAL within a guilloche-bordered panel. Imprint of American Bank Note Company appears at lower right. |
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| Obverse lettering | SECCIÓN HIPOTECARIA ESTABLECIDA EN VIRTUD DE CONTRATO CON EL GOBIERNO DE LA REPÚBLICA DE COLOMBIA DE ACUERDO CON LA LEY 24 DE 1905. EL BANCO DE CALDAS 50 PAGARÁ AL PORTADOR, EN LAS CONDICIONES INDICADAS AL RESPALDO, LA CANTIDAD DE CINCUENTA CENTAVOS ORO LEGAL AL INTERÉS DEL DOS POR CIENTO ANUAL. LOS INTERESES SE PAGARÁN EL 31 DE JULIO DE CADA AÑO. EL CAPITAL SE PAGARÁ EL DÍA DE DE 19 DE 191 MANIZALES (COLOMBIA) EL GERENTE EL SECRETARIO AMERICAN BANK NOTE COMPANY. |
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| Comments |
Banco de Caldas was a departmental bank based in Manizales, operating during Colombia's era of free banking before the Banco de la República's consolidation of note-issuing authority in 1923. The American Bank Note Company's involvement here is unremarkable by regional standards — ABNC printed for dozens of Colombian departmental and private banks during this period — but the denomination itself is worth noting. Fractional "oro legal" notes were issued to satisfy small-transaction demand that coin supply chronically failed to meet in the interior departments.
The "oro legal" designation was a legal fiction by the time most of these circulated; convertibility was rarely enforced at face value.