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| 正面描述 | Brown on yellow underprint. A vignette at left depicts a steam passenger locomotive with carriages in a landscape setting. The face value is rendered in large Chinese characters (伍圓) within a central cartouche, flanked by vertical denomination panels reading 伍 on each side. The bank title 冀南銀行 appears at top centre, with serial number and two red seal impressions; the date inscription 中華民國二十八年 runs along the lower border. |
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| 背面描述 | Brown. A central vignette presents a panoramic view of buildings and traditional architecture set within an elaborate guilloche border. The English bank title BANK OF CHINAN is inscribed at top, with FIVE YUAN at bottom centre. A large blank circle occupies the left field, and the numeral 5 appears to the right within a foliate frame. |
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The Bank of Chinan (Jinan Bank) was a regional institution operating under Japanese-sponsored authority in occupied Shandong during the Second Sino-Japanese War. Notes of this series circulated in territory the Japanese military had seized from Nationalist control in late 1937, functioning as instruments of economic administration in occupied north China rather than products of any conventional banking operation.
The S-prefix Pick number places this firmly in the specialized issues category — puppet bank currency that many early Western catalogs ignored or undervalued. Collector interest has grown substantially as the occupation monetary system has received more serious scholarly attention.