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| 正面描述 | Dark blue on light blue underprint with an ornate guilloche border framing all four sides; the numeral 5 appears in each corner. The central text panel in Cyrillic identifies the issuer as the Elisabetgrad Branch of the People's Bank, with the denomination 5 РУБЛЕЙ in bold letterpress; below, a backing-obligation clause is followed by manuscript signatures of the branch manager and cashier. The year 1919 is printed at the top centre. |
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| 背面描述 | Green on light green underprint; the numeral 5 is placed in circular cartouches at the upper left and right corners, linked by rope-like ornamental bands. A large central vignette of intertwined laurel and oak branches in rococo scrollwork frames a text panel declaring that all credit institutions in the city of Elisabetgrad accept these exchange notes for payment of any kind in any amount. An anti-counterfeiting warning is printed in two lines at the foot of the note. |
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Elisabetgrad — now Kropyvnytskyi in central Ukraine — was one of dozens of towns that briefly operated their own monetary authorities during the civil war period that followed the Bolshevik revolution. The People's Bank branch issues of 1919 emerged from a moment when central supply had collapsed entirely and local Soviet organs were left to print whatever kept wages moving and markets open. These branch issues had no practical backing and limited territorial reach — often accepted only within the issuing town and its immediate surrounds.
P#S324 sits in a sprawling category of Ukrainian and southern Russian emergency locals, many of which were printed on whatever stock was available. Survival is largely a matter of accident.