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| 表面の説明 | The coat of arms of New Zealand is positioned at centre, flanked by the bank's seal at both left and right margins. The denomination FIVE appears in guilloche underprint at centre, with the full promise-to-pay text and bank title in letterpress across the face of the note. |
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| 表面の銘文 | THE NATIONAL BANK OF NEW ZEALAND LIMITED INCORPORATED UNDER THE COMPANIES ACTS AND THE NEW ZEALAND ACT 1. 1873 WELLINGTON WE PROMISE TO PAY THE BEARER ON DEMAND FIVE POUNDS STERLING FOR THE NATIONAL BANK OF NEW ZEALAND LIMITED FIVE |
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The National Bank of New Zealand Limited was a private trading bank, not a central authority — it retained note-issuing rights under New Zealand's system of chartered bank currency that persisted until the Reserve Bank of New Zealand was established in 1934 and began assuming the monopoly on issue. This note predates that consolidation by at least four years, placing it squarely in the period when multiple competing private banks still circulated their own paper.
Perkins, Bacon & Petch were the dominant security printers for colonial and dominion banking throughout this period, their intaglio work being considered near-unforgeable by contemporary standards. The firm's tenure under that particular name ended in 1935.