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| 正面描述 | The note is printed in blue on white paper with an elaborate border of fine guilloche work. At upper centre, the Royal Arms vignette is flanked by the word FIVE repeated in decorative panels at left and right; to the left margin, three oval medallions arranged vertically contain allegorical figures within intricate lathe-work frames. The promise-to-pay text and denomination FIVE POUNDS Sterling are set in bold letterpress below the arms, with the place and date of issue handwritten, and signature lines for the cashier and manager at foot. |
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| 正面铭文 | Incorporated by Royal Charter 1746 The British Linen Bank Promise to Pay on Demand to the Bearer Five Pounds Sterling By order of the Court of Directors |
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The British Linen Bank — despite the name — had nothing to do with the linen trade by the time this note circulated. It was chartered in 1746 ostensibly to finance the Scottish linen industry, but had functioned as a straightforward commercial bank for well over a century by 1907. The name survived purely as institutional identity.
Waterlow & Sons held the printing contract for much of the Bank's note production during this period. The series ran across nearly a decade, meaning examples can turn up with signatures spanning multiple cashier appointments — a useful dating clue when no day-date is visible.