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| 正面铭文 | £5 Bank of Scotland plc promises to pay the Bearer on demand five pounds sterling at its registered office, Edinburgh Sir Walter Scott Bank of Scotland |
| 背面描述 | The historic Brig o' Doon stone bridge appears to the left, a central vignette of Sir Walter Scott occupies the middle ground, and the Bank of Scotland building is positioned to the right. The composition is set against a decorative background with the denomination and issuer's name printed in clear lettering. |
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Bank of Scotland's polymer £5 arrived as part of the broader UK transition away from cotton-paper notes, though the Scottish commercial banks moved on their own schedule rather than simply mirroring the Bank of England's Clydesdale-led timeline. De La Rue's Loughton facility handled production — the same plant responsible for polymer substrate work across multiple issuing authorities in this period.
Scottish banknotes remain legal currency but are not legal tender anywhere in the UK, a distinction that has caused friction at English retailers for generations and shows no sign of resolution.