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| 背面描述 | The reverse is printed in red on white paper and is dominated by a dense microtext underprint covering the entire surface, composed of repeating text reading КРАЉЕВИНА ЦРНАГОРА in continuous lines. At centre, the state coat of arms of the Kingdom of Montenegro is printed as a vignette, surmounted by the issuer inscription КРАЉЕВИНА ЦРНАГОРА in bold Cyrillic letters and the denomination ПЕТ ПЕРПЕРА in large display type below. The corners each bear the numeral 5, and a lower panel carries the legal authorization text and penalty clause in smaller Cyrillic script. |
| 背面铭文 | КРАЉЕВИНА ЦРНАГОРА ПЕТ ПЕРПЕРА Упутница издана на основу закона од 25. јула 1914. Прављење и прокуравање лажних упутница казниће се по § § 45 и 116 кривичног закона. |
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Montenegro's 1914 emergency issues came out of sheer necessity — when war mobilization drained the treasury and disrupted commerce, the Montenegrin state had neither the time nor the infrastructure to commission a foreign security printer. The result was a locally produced note, printed in Cetinje using whatever means were available, which accounts for the rudimentary security: serial numbering alone, nothing more.
Montenegro was overrun by Austro-Hungarian forces in early 1916, and most circulating paper from this period was either destroyed, confiscated, or simply lost. The combination of wartime attrition and low-grade paper stock makes survivors genuinely uncommon.