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| 正面描述 | Blue on light background with a fine guilloche underprint covering the entire field. A central vignette presents the Montenegrin royal coat of arms — a crowned double-headed eagle — set within an ornate frame, with the large denomination numeral '5' appearing in each corner. The text 'ПЕТ ПЕРПЕРА' is printed in bold Cyrillic letterpress at centre, with series and serial number inscriptions above, and the issue date 'Цетиње, 28. Јула 1914.' below along with two facsimile signatures. |
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| 背面铭文 | КРАЉЕВИНА ЦРНА ГОРА ПЕТ ПЕРПЕРА Упутница издана на основу закона од 25. јула 1914. |
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Montenegro's treasury notes of 1914 were printed domestically in Cetinje — one of the few European states at that period producing its own paper currency without contracting a major foreign security printer. The outbreak of the Balkan Wars had strained Montenegro's finances considerably, and these perpera notes were issued partly to manage cash flow in a country whose monetary system was still young, the perpera having only been established as the official unit in 1906.
Austrian occupation from 1916 effectively ended circulation of this series. Surviving examples in any condition are underappreciated given how little infrastructure existed in Cetinje to produce currency at all.