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| 正面铭文 | SUOMEN PANKKI VIISI MARKKAA FINLANDS BANK FEM MARK 1945 (Translation: Bank of Finland Five Markkaa) |
| 背面描述 | The Finnish Lion coat of arms occupies the central field on a plain, unadorned ground, with the denomination numeral 5 repeated in the left and right margins as the sole flanking elements. |
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Finland's postwar monetary situation in 1945 was complicated by the reparations obligations imposed under the Moscow Armistice of September 1944 — the government needed tight control over currency supply while simultaneously managing wartime debt and reconstruction costs. The Finnish Government Printing Office had handled domestic note production since the 1930s, reducing reliance on foreign printers that had been standard practice earlier in the century.
Pick 84 replaced the earlier 1939 issue of the same denomination. Wartime paper shortages affected print quality across the series, and surviving examples often show uneven ink absorption as a direct consequence.