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| 正面描述 | Violet, purple and gold on multicolour underprint. The Bank of Zambia title inscription appears at centre-top in ornate lettering, below which the promise clause and denomination legend read 'FIVE KWACHA' in intaglio. An African fish eagle rendered in fine intaglio engraving perches on a branch at right, with a baobab tree vignette in the background. At lower left, the national arms appear within a circular guilloche, dated '2012'; at left, a 'K5' denomination numeral and a 'BoZ' watermark device are visible, alongside a vertical gold security stripe with 'BOZ' microtext. |
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| 正面铭文 | BANK OF ZAMBIA I PROMISE TO PAY THE BEARER ON DEMAND FIVE KWACHA FOR THE BANK OF ZAMBIA GOVERNOR ZAMBIA 2012 K5 |
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Zambia redenominated its currency in January 2013, replacing the old kwacha at 1,000-to-1 — meaning this note's face value was equivalent to 5,000 of the preceding series. The redenomination was driven by practical necessity: ATMs and accounting systems had become strained handling transactions routinely expressed in millions. The new kwacha launched at rough parity with the US dollar, though that held only briefly before depreciation resumed.
G&D produced the full new series, a logical choice given their prior relationship with the Bank of Zambia. The 2012–2014 date span reflects both the introduction date and the period before polymer substrates were adopted for lower denominations.