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| 正面描述 | Printed in purple-black in vertical format. A vignette at centre top shows a traditional Chinese pavilion or summer house set within a decorative guilloche border frame. The bank name 西北農民銀行 appears at the top, with the denomination 伍分 in large Chinese characters in the lower half, accompanied by corner numerals and a red serial number. |
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| 背面描述 | 登录 以查看详情 |
| 背面铭文 | SIBEI NUNG MIN ANXANG 5 1940 |
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The Farmer's Bank of Northwest China was a Communist-controlled financial institution operating out of the Shaan-Gan-Ning Border Region — the revolutionary base area centered on Yan'an that served as the administrative heart of the Chinese Communist Party during the Second Sino-Japanese War. These notes circulated in a largely agrarian, economically isolated zone where small-denomination paper money had to compete with barter and older coinage habits among the rural population.
The 5 Fen denomination is among the smallest issued by this bank, reflecting the genuine purchasing power needs of peasant communities rather than any symbolic gesture. Low-denomination border region notes were printed under severely limited material conditions and survive in far smaller numbers than their face value might suggest.