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| 正面描述 | Blue note with a border composed of the denomination in small letterpress lettering reading FIVE repeated around all sides. The bank vignette is centred at top, flanked on either side by the four-digit serial number printed in large serif type. Denomination indicators appear on the left (V / FIVE) and right (5 / DOLLARS), with the place and year 1860 typeset while the day and month are entered in manuscript; three manuscript signatures appear at the foot above engraved titles for Manager, Accountant, and President. |
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| 背面描述 | Plain reverse printed in brown, bearing a large bold numeral $5 as the sole design element. |
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The Bank of St. Thomas operated out of St. Thomas, Ontario — a small southwestern Ontario town that was already positioning itself as a railway hub by 1860, with the Canada Southern and other lines converging there in subsequent decades. Canadian chartered banks of this period routinely contracted the American Bank Note Company in New York for engraved currency, as no domestic security printer could match ABNC's intaglio work or counterfeiting resistance.
Pick 13 places this note within a series that predates Confederation by seven years, meaning it circulated under the Province of Canada monetary framework, denominated in dollars following the 1858 decimal currency transition that displaced pounds, shillings, and pence from official Canadian finance.