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| 正面描述 | Green and yellow bon towarowy (commodity voucher) with a guilloche underprint border framing the entire note. A central oval guilloche vignette contains the denomination $0,05$ in dark numerals, flanked above by a red serial number and Polish-language authorization text, and below by the value inscription in large bold letters. The issuer name, date WARSZAWA, DNIA 1 STYCZNIA 1960 R., and the Pekao logo appear at the foot. |
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| 正面铭文 | BON TOWAROWY Da 0135644 Upoważniający do pobrania towarów eksportu wewnętrznego wartości $0,05$ PIĘCIU CENTÓW BON TOWAROWY MOŻE BYĆ ZREALIZOWANY JEDYNIE W DRODZE POBRANIA TOWARÓW EKSPORTU WEWNĘTRZNEGO W JEDNYM Z PUNKTÓW SPRZEDAŻY BANKU POLSKA KASA OPIEKI S.A. Bank Polska Kasa Opieki SA WARSZAWA, DNIA 1 STYCZNIA 1960 R. Pekao |
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Bank Pekao's Foreign Exchange Certificates were introduced in 1960 as a mechanism for the Polish state to capture hard currency from citizens receiving remittances from abroad — dollars, marks, pounds — without allowing those currencies to circulate freely. The certificates were issued in exchange for foreign cash surrendered at official rates and could then be spent at Pewex stores, the hard-currency retail chain that stocked Western goods unavailable in the standard socialist economy.
The 5-cent denomination is the smallest in the series, reflecting that even fractional transactions at Pewex needed to balance precisely. Holders had every incentive to spend rather than save them — the certificates carried no interest and no guarantee of future redemption value.