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| 正面铭文 | CREDIT NOTE THE MUNICIPAL TREASURY OF BANTAYAN WILL PAY THE BEARER ON DEMAND FIVE CENTAVOS IN LAWFUL CURRENCY 5 CENTAVOS 5 |
| 背面描述 | Yellow-ochre paper with an overall violet letterpress design centred on a large oval guilloche underprint bearing the circular legend 'CENTAVOS BANTAYAN CEBU' around its perimeter, with a winged motif at top. Within the oval, 'Credit Note' appears in Gothic script above the bold denomination word 'FIVE' and the restriction notice 'Not valid outside of' in letterpress. Numeral '5' appears at lower left and right within the outer rectangular border. |
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Bantayan is a small island municipality in Cebu province, and like dozens of Philippine local governments during the Japanese occupation, it issued emergency guerrilla currency when the pre-war Philippine Commonwealth peso became unavailable for day-to-day trade. These municipal emergency notes operated in an economic grey zone — technically backed by nothing more than local government authority, but accepted out of necessity.
Small denominations like this 5 Centavos were the workhorses of that improvised system, used for ordinary market transactions the Japanese military scrip couldn't easily reach. Paper quality and printing methods varied dramatically across issues, and Bantayan examples are among the harder provincial Cebu notes to locate today.