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| 正面铭文 | heller 40 Unterwolfern |
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| 背面铭文 | I. Aufl. Die Einlösung dieses Gutscheines in gesetzlichem Bargelde erfolgt am 31. Dezember 1920. Der Ortsvorsteher: Johann Zwicklhuber. |
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Unterwolfern is a small municipality in Upper Austria that, like hundreds of similar communities, issued Notgeld during the severe coin shortages of 1920–1921. These low-denomination Heller notes were a purely local stopgap — accepted at the parish shop, the mill, the inn — and most were redeemed and destroyed once the federal government restabilized small-change supply. Johann Zwicklhuber's signature as issuing authority places him almost certainly as the Bürgermeister at the time of issue, though the office held no monetary expertise; these were administrative acts, not banking ones.
Survival rates for rural Upper Austrian Notgeld are uneven. Village issues saw genuine daily use in a way that larger town issues did not, which shows in the paper.