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| 背面描述 | Black on white. The numeral 3 appears in the centre within a circle, surrounded by a border running along the edges of the note. Text is arranged quadrilingually: Russian across the top and bottom, Swedish along the left side, and Finnish along the right side. |
| 背面铭文 | Предъявителю сего Финляндскiй Банкъ выдаетъ ТРИ Марки серебромъ. Tämän Setelin väärentäminen tahi muukaaminen, kiun myöskin semmosen rahan kauppaaminen, rangaistaan Marraskuun 2 (14) päivänä 1812 annetun Keisarillisen asetuksen jälkeen. [in Russian] За поддѣлку сего билета, равно за выпускъ поддѣльнаго въ обращенiе, подвергать виновныхъ наказанiю. Высочайшимъ Постановленiемъ 2 (14) Ноября 1812 опредѣленному. (Translation: [in Russian above] To the bearer of this, the Bank of Finland issues THREE Marks in silver. [In Swedish on left side, Finnish on right side and in Russian below] The forgery or alteration of this Banknote, as well as the trading of similar money, will be punished under the Imperial decree issued on November 2 (14) 1812.) |
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Finland in the 1860s was still a Grand Duchy under Russian imperial authority, and the Bank of Finland's note-issuing powers operated within tight constraints set by St. Petersburg. The 3 Markkaa denomination was part of the transitional series introduced after Finland's monetary reform of 1860, which replaced the ruble-based markka with a decimal system pegged to the French franc — a deliberate alignment with Western European monetary practice rather than Russian.
The "A" suffix in the Pick reference reflects a documented variety distinction within the 1864–1866 emission, though surviving examples from the entire short-run series are uncommon. The great famine of 1866–1868 severely disrupted the Finnish economy shortly after this issue closed.