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| 正面描述 | Printed on a pinkish-beige paper with a stylised leafy branch underprint in rose-red tones, the obverse carries the denomination in large Fraktur blackletter script reading 'Drei Millionen Mark' across the upper half, with the numeral '3.000.000' repeated at upper right and lower right corners. The city arms of Chemnitz — a crowned double-headed eagle vignette — appear at the right centre, below the red serial number, while the issuing authority legend and date 'Chemnitz, den 10. August 1923' are set in Gothic script at centre, above three manuscript facsimile signatures and the series designation 'Reihe A 5'. A validity notice in small Gothic type runs along the lower margin. |
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| 正面铭文 | Drei Millionen Mark 3.000.000 zahlen in Chemnitz die Stadthauptkasse und sämtliche Banken und Bankiers gegen Rückgabe dieses Gutscheines. Chemnitz, den 10. August 1923. Rat und Stadtverordnete der Stadt Chemnitz. Reihe A 5 Die Gültigkeit dieses Scheines erlischt spätestens am 31. Oktober 1923. |
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Chemnitz was one of Saxony's most heavily industrialized cities, and during the hyperinflation of 1923 its municipal government — like hundreds of German cities and towns — became a de facto currency issuer out of pure necessity. The Reichsbank simply could not print fast enough to meet payroll demands from the region's textile and machine-tool workforce. This 3,000,000 Mark denomination reflects the mid-1923 acceleration phase, before the truly astronomical figures of October and November rendered even nine-digit notes obsolete within days of issue.
Municipal Notgeld of this period was printed locally and redeemable only within the issuing city's commercial network — functionally a scrip rather than sovereign currency.