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| 正面描述 | Plain white paper cheque format with a simple geometric border of interlocking ornamental elements along the left edge. The issuing institution name in pre-reform Cyrillic, Волжско-Камскiй Коммерческiй Банкъ, Грозненское Отдѣленіе, is printed at the top, with the denomination Руб. 25.- in manuscript-style type to the upper right. The body of the cheque carries a printed text authorizing payment to the bearer from a current account, with the denomination spelled out in large bold Cyrillic letters двадцать пять рублей at the bottom, and bears two manuscript signatures along with a handwritten cheque number. |
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| 背面铭文 | Акцептованъ банкомъ и имѣетъ хожденія наравнѣ съ кредитными билетами. Чекъ дѣйствителенъ до 1-го Іюля 1918 г. Грозный, 1918 г. Волжско-Камскiй Коммерческiй Банкъ. Грозненское Отдѣленіе. Управляющiй Бухгалтеръ |
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The Volga-Kama Commercial Bank was one of Russia's major joint-stock banks before the Revolution — headquartered in Petrograd, with branches across the empire. By 1918, the branch network had effectively fragmented, with individual offices issuing their own emergency scrip as the Bolshevik nationalization of banking dissolved any central authority. The Grozny branch's decision to print locally reflected the near-total breakdown of cash supply in the North Caucasus during that period, not any independent monetary ambition.
Grozny at this moment was caught between competing White, Bolshevik, and Terek Cossack forces. Notes like this rarely survived long in circulation before being repudiated by whichever authority next controlled the city.