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| 正面描述 | The note is laid out in a tripartite vertical format with a brown outer border and a central blue field. The flanking panels each carry a fountain vignette in brown and white set against a dark foliate background, with the numeral '25' in white within a blue octagonal cartouche above. The central blue panel bears the issuer legend 'DIE SPARKASSE / BAD ELSTER' at the top in bold Gothic lettering, below which a circular vignette encloses a magpie perched on a birdbath; beneath it the payment text reads 'ZAHLE GEGEN DIESEN SCHECK / AUS MEINEM GUTHABEN AN / DEN INHABER / FÜNFUNDZWANZIG / PFENNIG'. The lower margin carries the account designation 'Konto A' at left, the town name 'BAD ELSTER' at centre flanked by decorative arrow motifs, and the serial number at right; the printer's imprint 'GRIMMER-KRIWUS' appears in small type below the central vignette. |
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| 背面描述 | The reverse adopts a dark blue and brown tripartite composition. The broad central panel on a blue ground presents a detailed panoramic townscape vignette of Bad Elster with its church spire and surrounding wooded hills, framed by two tall pine trees and captioned 'GESAMTANSICHT' on a brown ribbon below. The flanking panels contain subsidiary landscape vignettes: the left panel shows the 'RÖMER HÜTTE' pavilion set in a wooded valley, and the right panel the 'EREMITAGE' chapel, both rendered in brown letterpress. The numeral '25' appears in blue within white octagonal cartouches at the lower corners, and the overall heading 'BAD ELSTER' runs across the top, with the promotional legend 'DIE PERLE DES VOGTLANDES' across the lower margin; the design registration mark 'D.R.G.M. 795679' is printed in small type at the bottom. |
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Bad Elster was a fashionable Saxon spa town whose Sparkasse — a municipal savings institution, not a commercial bank — issued this Notgeld during the inflationary chaos of 1922, when small-denomination coins had effectively vanished from circulation. Flemming & Wiskott AG in Glogau were prolific producers of German Notgeld and handled enormous runs for dozens of small municipalities simultaneously, which kept unit costs low but also means the printing quality here is better than many emergency issues of the period.
Bad Elster's series was produced in modest quantities relative to industrial towns; spa resort populations were small and seasonal.