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| 正面描述 | Grey-toned note with a dense green guilloche underprint of repeating floral and circular motifs covering the central field. A central vignette presents a wreath in pink and black encircling an Iron Cross dated 1914, surmounted by an imperial crown with the cipher 'W'. The denomination '25 Pfennig' appears in bold Gothic blackletter at left and right, with the issuer inscription in Fraktur script across the upper register and validity and date notices in bordered cartouches along the lower margin. |
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| 背面铭文 | Kriegsgeld Soltau 25 Pf. 25 Pf. |
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Soltau's cooperative savings and loan society — a Raiffeisen-type institution common to rural Lower Saxony — issued this notgeld during the acute small-change shortage that followed Germany's defeat in 1918. Municipal and private issuers across the country flooded circulation with emergency pfennig notes in 1919 and 1920, filling the gap left by hoarded metal coinage. The Spar- und Darlehns-Verein had no printing mandate and no special authority; necessity was the entire justification.
The e.GmbH designation marks it as a registered cooperative with limited liability — a legal form introduced under the 1889 Genossenschaftsgesetz.