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25 Pfennig Spar- und Darlehnsverein Soltau

Issuer Spar- und Darlehns-Verein e.G.m.b.H. Soltau
Year 1917-1918
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Currency Mark (1914-1924)
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Obverse description Dark-bordered Kriegs-Notgeld (war emergency note) with a lightly printed architectural vignette of a half-timbered building as underprint in the central field. The denomination '25 Pfg.' appears in two oval cartouches at upper left and upper right, with the heading 'Kriegs-Notgeld.' at top centre in Gothic script. The value 'Fünfundzwanzig Pfennig' is rendered in large decorative Gothic lettering across the centre, above the promise-to-pay text. The date 'Soltau i/H. den 1. Juli 1917' and issuer name 'Spar- u. Darlehns-Verein e.G.m.b.H. Soltau i.H.' appear in the lower centre, accompanied by a manuscript signature; the serial number is printed at lower left, with the printer imprint 'Druck v. Selmar Bayer Berlin S.O. 36.' along the bottom margin.
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Reverse lettering Dieser Schein verliert seine Gültigkeit, wenn er nicht bis 31. Dezember 1918 bei der Kasse des Spar- u. Darlehns-Vereines zu Soltau oder deren Filialste zur Einlösung vorgelegt wird.
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Spar- und Darlehns-Verein e.G.m.b.H. Soltau was a cooperative savings and loan society — exactly the kind of local institution that stepped in to fill the small-change vacuum created by wartime coin hoarding after 1914. Germany's Reichsbank simply couldn't produce enough low-denomination metal currency to meet civilian demand once nickel and copper were diverted to the war effort, and thousands of towns, businesses, and cooperatives responded by issuing their own Notgeld under tacit official tolerance.

Selmar Bayer in Berlin handled a substantial volume of this emergency printing work for provincial clients during 1917–18, producing utilitarian runs at speed.

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