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| 正面描述 | Olive-green and black letterpress note with a yellow-orange decorative scroll underprint panel at left, within which sits the crowned municipal coat of arms of Hamm. The central text panel carries the validity notice and date in bold block lettering, below which two manuscript signatures appear above the printed titles OBERBÜRGERMEISTER and BÜRGERMEISTER. Denomination numerals '25' appear in each corner against black cartouches, with the issuer name STADT HAMM (WESTF.) in a bold band at the foot. |
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| 正面铭文 | GUT FÜR 25 PFENNIG / DIESES NOTGELD VERLIERT SEINE GÜLTIGKEIT 1 MONAT NACH ERFOLGTER ÖFFENTL. BEKANNTMACHUNG / HAMM (WESTF.) 18. MAI 1920 / DER MAGISTRAT: / OBERBÜRGERMEISTER / BÜRGERMEISTER / STADT HAMM (WESTF.) |
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Hamm's 1920 Notgeld issue belongs to the first serious wave of municipal emergency money that flooded Germany as postwar coin shortages became unmanageable. The Reichsbank's inability to supply sufficient small-denomination coinage — partly a consequence of metal hoarding and wartime debasement — pushed hundreds of Westphalian towns to print their own. Hamm's Magistrat was one of the more administratively prompt, issuing these notes with a validity window that legally bound local merchants to accept them while giving the municipality a redemption deadline to limit liability.
At this size, paper survival is genuinely precarious. Notes handled daily in shops tended to split along fold lines within weeks.