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| 正面描述 | Blue on red-yellow underprint. Portrait of José Francisco Morazán at left, with a central vignette of Liberty in a winged chariot drawn by lions. Two diagonal SPECIMEN overprints applied across the face, with the Waterlow & Sons Ltd imprint below. |
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| 背面描述 | Printed in red on a pale ground, the reverse is dominated by the Nicaraguan Coat of Arms within a circular guilloche at center, surrounded by an elaborate lathe-work border with scalloped corner ornaments and the denomination VEINTICINCO rendered in cartouches on either side. Two diagonal SPECIMEN / WATERLOW & SONS LTD overprints are applied across the design, and four cancellation punch holes are visible. |
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Nicaragua's Tesoro Nacional operated as a state treasury issuing authority rather than a central bank — an arrangement that reflected the country's chronic difficulty in establishing stable banking institutions in the late nineteenth century. The note predates the Banco Nacional de Nicaragua by decades, and Waterlow & Sons in London handled the engraving and printing at a time when most Central American governments sourced their paper currency from British or American security printers rather than developing any domestic capacity.
Pick 32 is thinly documented. Surviving examples are infrequently encountered at auction, which may indicate limited original print runs or heavy attrition through the political instability of the early 1900s.