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| 正面描述 | Red-brown and black letterpress print on yellow underprint, with Chinese text reading right to left throughout. A central vignette of sailing ships occupies the middle of the note, flanked by the denomination and bank name inscriptions. Square seal script overprints appear on the face, serving as control or validation marks. |
|---|---|
| 正面铭文 | 佰貳 - 佰貳 行銀民農州中 貳 - 貳 佰 - 佰 圓 - 圓 年七十三國民華中 200 - 200 (Translation: 200 (Yuan) - 200 (Yuan) Farmer`s Bank of Chung-Chou 200 Yuan - 200 Yuan Year 37 of the Republic of China) |
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The Farmer's Bank of Chung-Chou (中州農民銀行) was a Communist-backed regional bank operating in the Central Plains liberated zones during the civil war period. By 1948, the Nationalist government's currency was in freefall, and competing regional Communist banks were issuing their own notes as parallel monetary systems in contested and liberated territories — this 200 Yuan issue belongs to that frantic, inflationary environment where denominations escalated almost monthly.
The "s" suffix in the Pick reference denotes a specimen or proof, meaning this example was almost certainly never released into circulation. Front proofs from regional Communist-era banks survive in small numbers, most having passed through collector channels after 1949.