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| 背面描述 | Blue-green print with an intricate guilloche border and corner rosettes. The numeral 200 is set in large bold figures at the center within an ornate lathe-work frame, flanked by two circular guilloche medallions. The year 1948 appears in a cartouche at the lower center, and the denomination numeral 200 is repeated in each corner. |
| 背面铭文 | 200 1948 |
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The Bank of Pei Hai (北海银行) was established in 1938 in Communist-controlled Shandong and became one of the more significant regional banks operating behind Japanese lines and later in the civil war period. By 1948 it was being wound down — the People's Bank of China was formally established in December of that year, and Pei Hai notes were progressively called in and exchanged for Renminbi at fixed rates as liberated zones consolidated into a single currency system.
Notes from the final emission years of 1947–1948 were printed under difficult wartime conditions, and production quality across the series is inconsistent. This 200 Yuan denomination belongs to a period of rapid inflation that made large-denomination issues necessary within months of smaller ones becoming essentially worthless in daily transactions.