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| 正面描述 | Plain white paper ground enclosed within a double-rule black border, with symmetrical Art Nouveau-style green guilloche scrollwork panels flanking both vertical margins and decorating the upper and lower horizontal bands. A large green underprint vignette at centre displays the stylised monogram of the issuing cooperative. The denomination "Mark 200000" is set in bold blackletter script at centre, with the amount spelled out in full as "Zweihunderttausend Mark" immediately below. A three-line letterpress text in German specifies the redemption conditions, naming the cooperative's cashier at Kiel-Gaarden and Bankhaus Wilh. Ahlmann as paying agents, followed by the place and date "Kiel, den 28. August 1923" and the full corporate name of the issuer. Two manuscript signatures in violet ink appear at the lower portion of the note. |
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| 正面铭文 | Gutschein des Allgem. Konsumvereins für Kiel u. Umgegend. Mark 200000 Zweihunderttausend Mark werden gegen Einreichung dieses Gutscheins in allen Verteilungsstellen, an der Kasse des Vereins in Kiel-Gaarden und vom Bankhaus Wilh. Ahlmann ausgezahlt. Kiel, den 28. August 1923. Allgem. Konsumverein für Kiel u. Umgegend, e.G.m.b.H. |
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The Allgemeiner Konsumverein für Kiel und Umgegend was a consumer cooperative, not a bank — which makes this 200,000 Mark note an example of the Notgeld phenomenon at its most decentralized. During the hyperinflation of 1923, German municipalities, businesses, and civic organizations were legally permitted to issue emergency currency when the Reichsbank simply could not supply enough physical money to keep daily commerce moving. A grocery cooperative issuing its own notes was, briefly, entirely normal.
Chr. Haase & Co. were a Kiel printing firm handling local commercial work, and the note was almost certainly redeemable only at cooperative locations — limiting its circulation to members and local traders.