20 Yuan

正面描述	Central vignette presents a pastoral riverside scene with cattle in the foreground and the Liuhe Pagoda rising above the treeline on the left bank, with sailboats visible on the water. The denomination 貳拾圓 is set within a geometric guilloche panel to the right of the vignette, flanked by ornate border frames carrying repeated denomination characters in Chinese script. Two red seal impressions appear at the lower centre, with the issuing bank name 中國人民銀行 across the top and the Republic year inscription 中華民國三十八年 along the lower margin.
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背面描述	The reverse is composed entirely of intricate guilloche lacework forming a large central rectangular panel, within which the denomination is stated in both Arabic numerals (20) flanking the sides and Chinese characters 貳拾圓 at centre. The bank name 中國人民銀行 is inscribed within a cartouche at the top, and the overall design relies on fine lathe-work patterns in a uniform brown tone with no pictorial vignette.
背面铭文	中國人民銀行貳拾圓 (Translation: People's Bank of China / Twenty Yuan)
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