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20 Rupees No Date

Issuer Reserve Bank of India
Year 2002
Type Standard circulation banknote
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Obverse description The obverse is printed in red tones on a light guilloche underprint, with an intaglio portrait of Mahatma Gandhi at right, his name captioned below in English. The Reserve Bank of India title appears in both Devanagari and English at top centre, flanked by the numeral 20 at left and right. The Ashoka Pillar emblem is positioned at lower left, accompanied by the motto 'Satyameva Jayate', while the Reserve Bank circular seal appears at lower right, with the promise-to-pay legend and Governor's signature rendered in the central panel.
Obverse lettering भारतीय रिज़र्व बैंक / RESERVE BANK OF INDIA / केन्दीय सरकार द्वारा प्रत्याभूत / GUARANTEED BY THE CENTRAL GOVERNMENT / बीस रुपये / I PROMISE TO PAY THE BEARER THE SUM OF TWENTY RUPEES / GOVERNOR / MAHATMA GANDHI / सत्यमेव जयते
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Comments

The P#89A belongs to the Mahatma Gandhi Series introduced in 1996, which replaced the earlier Lion Capital series and brought standardized intaglio printing to India's lower denominations. The 20-rupee note was something of an awkward denomination in practice — long underused relative to the 10 and 50 — but the series gave it renewed circulation traction through the early 2000s.

Bimal Jalan served as RBI Governor from 1997 to 2003, making his signature variants the earlier issues within this pick number. Y.V. Reddy succeeded him, extending the same design run through 2008. The plate letters — A, R, E among others — indicate printing plate batches, useful for dating production runs more precisely than the undated face suggests.

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