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| 正面描述 | POS Malaysia logo at upper left against a fine guilloche underprint. Central text reads 'WANG POS MALAYSIA / MALAYSIA POSTAL ORDER' with the denomination 'DUA PULUH RINGGIT' and 'RM20' at right. Bilingual Malay/English legends, payee and identity card number fields, payee signature line, and two circular issuing office cancellation stamps at left and right. |
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| 背面描述 | The reverse carries bilingual Malay and English text setting out the conditions of use in five numbered clauses, covering remitter's particulars, payee identification requirements, validity period of three months, and enquiry period of one year. Fields for remitter's name, identity card number, address, and purpose of sending are printed above the regulatory text. |
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Postal orders occupy an awkward position in notaphily — technically instruments of payment rather than banknotes, yet collected alongside them. Pos Malaysia's ringgit-denominated postal orders were issued for domestic remittance use, allowing senders without bank accounts to transfer fixed sums through the post office network. The 20 Ringgit value sat at the higher end of the standard postal order range, used more often for business transactions than personal correspondence.
A serial number as the sole recorded security feature reflects the modest fraud risk associated with postal orders, which required counter-stamping at the paying post office to be encashed — the physical stamp was the real control mechanism.