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20 Pounds Ulster Bank
| Issuer | Ulster Bank |
|---|---|
| Year | 2021 |
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| Currency | Pound sterling (1929-date) |
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| Obverse description | The obverse is dominated by a large intaglio vignette of hawthorn blossoms and foliage rendered in purple and grey tones against a lavender guilloche underprint. A butterfly is positioned to the lower left of the floral spray, while eel motifs appear along the upper border. The Ulster Bank logo and promise-to-pay legend appear to the left, with the £20 numeral in the upper right corner and a windowed security thread across the upper portion of the note. |
|---|---|
| Obverse lettering | Ulster Bank National Westminster Bank Plc. trading as Ulster Bank, promise to pay the bearer on demand Twenty Pounds Sterling at Belfast |
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| Comments |
Ulster Bank ceased issuing new banknotes in 2023 following its withdrawal from the retail banking market in the Republic of Ireland, making the 2021 polymer series among the last notes the bank ever produced. The Northern Ireland operation technically continued under NatWest Group, but the window for new Ulster Bank paper was effectively closing when this note entered circulation.
Northern Irish banknotes occupy an unusual constitutional position — issued by commercial banks rather than a central authority, they are legal currency but not legal tender anywhere in the United Kingdom, a distinction that still catches people out at tills in England and Scotland.