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| 表面の銘文 | The Royal Bank of Scotland plc promises to pay the bearer on demand Twenty Pounds Sterling at its head office here in Edinburgh by order of the Board 2nd December 2021 Chief Executive Officer Kate Cranston 1849-1934 'She has created a demand for just the right thing, in just the right way, at just the right price.' Royal Bank of Scotland |
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| 偽造防止技術 | Security thread, Hologram, Watermark |
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The Royal Bank of Scotland's polymer £20 entered circulation in February 2021, part of the broader UK-wide shift away from cotton-paper notes that began with the Bank of England's £5 in 2016. RBS was notably behind the curve on polymer adoption compared to Clydesdale and some English issuers, making this a relatively late conversion for a major Scottish bank.
De La Rue's involvement here is worth noting — the company had faced serious financial turbulence in 2019–2020, including the high-profile loss of the UK passport contract, and Scottish commercial bank work remained part of its stabilisation portfolio during that period.