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20 Pounds First Trust Bank
| Issuer | First Trust Bank |
|---|---|
| Year | 1994-1996 |
| Type | Log in to see details |
| Value | 20 Pounds |
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| Composition | Log in to see details |
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| Obverse description | Portrait of a woman at right within a fine-line border, with a row of nine county heraldic arms in a horizontal band along the lower portion of the note. A circular guilloche underprint occupies the centre-left field, overlaid with the denomination numeral and the promise-to-pay obligation text. The bank name 'FIRST TRUST BANK' is inscribed in large letterpress along the top margin, with the date and Group Managing Director signature below the central vignette. |
|---|---|
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| Protection type | Watermark, Security thread |
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| Comments |
First Trust Bank was itself a relatively new entity when this note appeared — formed in 1991 from the merger of Allied Irish Banks' Northern Ireland operations with the TSB Northern Ireland branch network. Issuing its own sterling notes was a practical necessity rather than a commercial decision; Northern Irish banks retain note-issuing rights under legislation dating to the nineteenth century, and First Trust was obligated to back its circulation pound-for-pound with Bank of England deposits held in London.
De La Rue's production run was short. First Trust was acquired by Allied Irish Banks outright in the late 1990s, and the note-issuing programme was eventually wound down, keeping the window of issue for this series quite narrow.